Own Property in UAE from Anywhere in the World
HOW IT WORKS
From Anywhere to UAE Property Owner
Pre-Approval (100% Remote)
- ✓Video consultation (your timezone)
- ✓International income verification
- ✓Calculate your Dubai borrowing capacity
- ✓Get pre-approval letter
- ✓Start property hunting with confidence
Property Selection (Mostly Remote)
- ✓Agent sends property videos
- ✓Virtual tours
- ✓We vet properties for financing
- ✓You make offer remotely
- ✓Initial deposit + agreement
Mortgage Processing (100% Remote)
- ✓Final application submission
- ✓Bank review and approval
- ✓Property valuation coordinated
- ✓Updates via WhatsApp/email
- ✓Everything handled while you're home
Your UAE Visit (2-3 Days Only)
- ✓Fly to Dubai
- ✓Day 1: Sign mortgage documents
- ✓Day 2: Property handover + keys
- ✓Day 3: Setup utilities (optional)
- ✓Fly home
Exactly What You Need to Qualify
| Requirement | Minimum |
|---|---|
| Monthly Income | USD 5,000 equivalent |
| Down Payment | 35% of property value |
| Age | 21 years minimum |
| Max Age at Maturity | 70 YEARS |
| Credit History | Not Required |
Documentation Checklist
Personal Documents
- • Valid passport (6+ months validity)
- • Home country ID or driver's license
- • Proof of address (utility bill showing overseas address)
- • Recent passport photos
Income Documents
- • Last 6 months bank statements (showing salary)
- • Last 3 months salary slips OR
- • Employment letter (company letterhead)
- • For business owners: Registration + 2 years financials
Property Documents
- • Title deed or sale agreement
- • Property valuation (we arrange)
- • NOC from developer (if off-plan)
Get Started
Share your details and we’ll help you prepare your non-resident application and checklist.
Countries We Finance
CURRENT NON-RESIDENT RATES
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FAQ's
Can I get UAE mortgage without visiting?
Almost. Pre-approval and entire process happen remotely. You must visit once for 2-3 days for final signing and key collection.
Do I need UAE bank account?
Yes, you need a UAE bank account to get a mortgage.
What if my income is in different currency?
Not a problem. Banks convert to AED equivalent. Accepted currencies: USD, EUR, GBP (most preferred), AUD, CAD, INR, PKR, CNY, most major currencies.
Can I use rental income to qualify?
Future rental income: Usually not counted for first property. Existing rental from other properties: Sometimes included if proven with 2+ years contracts.
Should I buy off-plan or ready property?
For non-residents, we recommend ready property. Lower risk, immediate rental income, easier financing, can actually inspect. Off-plan requires more trust since you can't monitor construction.
How do I manage property from abroad?
Property management companies handle everything: Tenant finding (one month rent fee), monthly management (5-8% of rent), maintenance, utilities, inspections, compliance. We can introduce 4-5 reputable companies.
What about taxes in my home country?
UAE has no property tax. But consult tax advisor in your country about foreign property ownership implications. Each country has different rules.
Ready to own your UAE Property
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