Making Mortgage Decisions Simple
Since We Established
A message from CEO
At Credit Link, I have always believed that property financing should be simple, transparent, and built around the client's best interest. With years of experience in the mortgage industry, I have seen how the right guidance can transform complex decisions into confident, rewarding outcomes.
We have built strong relationships across the banking sector and within the market, allowing us to offer our clients access to the most suitable and competitive solutions. Our approach is not just about processing applications - it's about understanding people, their goals, and delivering results that truly matter.
I take pride in the trust our clients place in us. Through our collective expertise and commitment, we continue to position Credit Link as a trusted name and a market leader in mortgage solutions.
Hassan Javed
CEO, Credit Link
3 Things That Make Us Actually Different
A Dedicated Consultant
You get assigned a dedicated consultant. That person handles everything from the first call to key collection.
We Tell You "No" When We Should
If your situation isn't ready for approval, we say so immediately. And we tell you exactly what needs to change. Other brokers submit hopeless applications just to say they tried. We're selective upfront because we only get paid when you get approved.
We Negotiate Better Terms
The rate the bank initially offers isn't final. We negotiate. Average rate improvement: 0.3% That saves you: AED 30,000+ over your loan's life We've done 12,847 mortgages, so we have leverage you don't.
How We Actually Work
Honest Assessment
You tell us your situation. We respond honestly:
- •If you'll get approved
- •Which banks will say yes
- •What rate to expect
- •Potential problems
- •Exact timeline
If we can't help, we say so immediately and tell you what needs to change.
Perfect the Application (Before Submission)
We don't submit and hope. We prepare until it's perfect.
- •Review every document
- •Fix issues before banks see them
- •Present your financials optimally
- •Only submit when we know you'll get approved
This is why our approval rate is 97%.
Submit & Negotiate (Simultaneously)
We submit to multiple lenders at once. Not one at a time.
- •Lower interest rates
- •Better LTV
- •Reduced fees
- •Flexible terms
Banks give us better deals because we bring them volume (12,847 mortgages).
Updates (Every 48 Hours Minimum)
You never wonder "what's happening?"
- •We update you every 48 hours minimum
- •Usually more
- •Even if nothing changed, we tell you
Closing
Bank paperwork. Lawyer appointments. Developer handover. Utility connections.
- •We coordinate all of it
- •You just show up to sign and collect keys
FAQ's
How long have you been in business?
Credit Link is led by Hassan Javed, CEO, who brings over a decade of experience in the mortgage and banking industry. Our team is made up mostly of ex-bankers and experienced mortgage consultants, giving clients the benefit of deep market knowledge, strong lender relationships, and professional guidance throughout the mortgage process.
How do you make money if you're free?
Banks pay us when we bring them approved clients. You pay the same rate whether you go direct or through us—but we negotiate better terms.
Why should I use a broker instead of going to my bank directly?
Your bank gives you their rates. We check 15 banks and get you the best one. Plus we negotiate. Average rate improvement: 0.3% = AED 30K+ saved.
What if I'm not in Dubai?
We handle 35% of clients remotely (especially non-residents). Video calls, WhatsApp, secure document upload. You only visit UAE once for signing.
Do you have offices?
Yes, Credit Link is based in Dubai. Our office is located at Office 1713, Grosvenor Business Tower, Barsha Heights, Dubai, UAE. Clients can visit us for professional mortgage guidance, consultations, and support throughout their property financing journey.
Can I meet my consultant in person?
Yes. Book appointment and they'll meet you at our office or a convenient location.